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UID:ExSite-EvtCal-7451-@ibanb.ca
DTSTAMP:20260310T060509
DTSTART:20250429T090000
DTEND:20250429T110000
SUMMARY:Webinar: Commercial Risk Assessment
DESCRIPTION:-- Description: --\n\nAssessing a commercial risk is more tha
 n just what the business does. Your commercial clients rely on you to pr
 ovide advice that is accurate and timely. The consequences of not identi
 fying and analyzing risks an organization faces may be critical. Conside
 r an insured that learns that a major loss is not covered. The broker/ag
 ent may be blamed for not advising the client to purchase appropriate in
 surance; the insurer is likely to bear the client’s anger and frustrat
 ion; the adjuster will have to explain that there is no coverage and pre
 pare for legal battle.\n\n-- Objectives: --\n\nWe will discuss a full co
 mmercial risk assessment to assist with loss control, risk management, r
 ating and underwriting including:\n\n* Occupancy and associated hazards\
 n\n* Building construction and exposures \n\n* Internal protection syst
 ems such as fixed extinguishing systems and sprinkler systems \n\n* Ade
 quacy of public fire protection including hydrants and fire station resp
 onse \n\n* All-risk exposure information such as flood, water damage, e
 arthquake, collapse, impact, explosion etc\n\n-- Facilitator: --\n\n Mel
 anie Needham, FCIP, CRM\n\nMelanie has over 20 years experience in the i
 nsurance industry and has held various different positions including Man
 agement, Underwriting, Risk Management and Business Analyst. Melanie tea
 ches the RIBO/Agent licensing course as well as CIP and CRM courses cros
 s Canada. Melanie was awarded the Instructor of the year award through t
 he Insurance Institute of Ontario numerous times and in 2011 was awarded
  the national Emerging Leader award through the Insurance Institute of C
 anada. She is the president of MRD Training and Consulting Inc. and is h
 ighly respected in the industry.
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